The CashFlows Card

Whether you're paying staff expenses, payroll, buying office supplies or looking for a low cost alternative to corporate credit cards, our CashFlows Prepaid Business Card is the solution for your business.

The CashFlows Card is a new and innovative approach to help you manage and stay in control of your business' finances, and reduces the time taken to manage staff expenses. You can load funds using a variety of different methods and the cards can be given to staff members who can use it anywhere on the globe.

Card Features

The CashFlows Card is flexible around the needs of your business and can be used for a variety of functions, including:

  • Purchasing business supplies or equipment
  • Staff travel
  • Salary payments for seasonal or temporary staff
  • Expenses payment for staff
  • Staff bonuses
  • Client entertainment

To help manage the CashFlows Card your business is provided with a card management system with detailed transaction reporting and load/transfer facilities.

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Business Benefits

As a low cost alternative to a business corporate credit cards, the CashFlows Business Card provides the following benefits to your business:

Benefits to you A considerably cheaper business alternative to running a standard Corporate Card programme with no monthly fees and fast setup

Benefits to you No limit on the number of cards that your business can apply for and use, with additional cards available as your business grows

Benefits to you No credit limits: just load the funds that are required directly from a CashFlows Business Account, PayPoint, Debit Card or via a Card to Card Transfer

Benefits to you Extensive online card management reporting interface enabling your business to instantly track the spending on the cards

Benefits to you Available in 3 currencies, GBP, EUR & USD enabling your business to make card payments globally

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Pricing Plans

Card Fees Cost
Card Issue Fee £10.00/€15.00/$20.00
Additional Cards - Issue Fee £10.00/€15.00/$20.00
Replacement Card £10.00/€1.50/$2.00
Monthly service fee N/A
Primary to secondary card transfers £1.00/€15.00/$20.00 (Per transaction; maximum £/€/$5000)
Card Transaction Fees Cost
UK Purchases £0.25/€0.38/$0.50
Overseas Purchases £0.35/€0.53/$0.70
UK ATM withdrawal £1.50/€2.25/$2.99 (Maximum £250/€375/$500 per withdrawal,Maximum 3 withdrawals per day)
Overseas ATM withdrawal £1.50/€3.75/$4.99 (Maximum £250/€300/$400 per withdrawal,Maximum 3 withdrawals per day)
FX Exchange Rate 2.75%
PIN Reminder £0.40/€0.60/$0.80 (IVR and Online)
SMS Message £0.08/€0.12/$1.20 (Balance Enquiry, Block/Unblock, History)
PIN via SMS £0.60/€0.90/$4.99
Card Load Fees Cost
By BACS/Bank transfer £0.10€0.15/$0.20 (Min £/€/$5, Max £/€/$10,000, Daily limit £/€/$10,000)
By Debit Card £0.15€0.23/$0.30 (Min £/€/$5, Max £/€/$500, Daily limit £/€/$500)
By PayPoint (GBP Visa Card Only) 1.5% of value + £0.40 (Min £5 Max £249, daily limit £249)
Top up – Daily Limit (Maximum 2 top ups per card per day)
Additional Card Fees Cost
Dormancy £1.00/€2.00/$3.00 (Charged after no account activity for 3 months)
Cancellation/redemption £10.00/€15.00/$20.00
Investigation fee £15.00/€22.50/$30.00
Customer Helpline - Std call rates apply.
Card Fees Cost
Card Issue Fee £10.00/€15.00/$20.00
Additional Cards - Issue Fee £10.00/€15.00/$20.00
Replacement Card £10.00/€15.00/$20.00
Monthly service fee £3.99/€5.99/$7.99
Primary to secondary card transfers Free of Charge
Card Transaction Fees Cost
UK Purchases Free of Charge
Overseas Purchases Free of Charge
UK ATM withdrawal £1.50/€2.25/$2.99 (Maximum £250/€375/$500 per withdrawal,Maximum 3 withdrawals per day)
Overseas ATM withdrawal £1.50/€3.75/$4.99 (Maximum £250/€375/$500 per withdrawal,Maximum 3 withdrawals per day)
FX Exchange Rate 2.75%
PIN Reminder £0.40/€0.60/$0.80 (IVR and Online)
SMS Message £0.08/€0.12/$1.20 (Balance Enquiry, Block/Unblock, History)
PIN via SMS £0.60/€0.90/$4.99
Card Load Fees Cost
By BACS/Bank transfer Free of Charge
By Debit Card Free of Charge
By PayPoint (GBP Visa Card Only) 1.5% of value + £0.40 (Min £5 Max £249, daily limit £249)
Top up – Daily Limit (Maximum 2 top ups per card per day)
Additional Card Fees Cost
Dormancy £1.00/€2.00/$3.00 (Charged after no account activity for 3 months)
Cancellation/redemption £10.00/€15.00/$20.00
Investigation fee £15.00/€22.50/$30.00
Customer Helpline - Std call rates apply.
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